Ludum Dare 40 — December 2nd to December 5th, 2017 — Theme: The more you have, the worse it is
JAM GAME by shujal (@shujal) , and smbe19 (@smbe19) *

Play as an aspiring young student. Experience the joy of taking out a loan to pay your bills. ramen

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Features

  • Fast, engaging gameplay
  • More than 1800 different companies sending you bills
  • 40 different credit institutions to choose from
  • Online high score: compete against the best from all around the world
  • HD Textures
  • More than 600 lines of hand crafted Lua code
  • Made with Löve

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How to play

  • Choose a bill on the left to open it
  • Click the pay button to pay the bill
  • Should you run out of money take out a loan using the button on the right (the percentage is the interest you will pay on this loan)
  • Make sure you don’t miss the due date of a bill
  • If you miss a due date you will get a notice (with some added fees)
  • If you miss a notice the company will impawn something worth twice the bill amount
  • Don’t run out of money, otherwise you lose
  • Beat the high score

Team

  • Art: Matteo Signer
  • Code: Benjamin Schmid

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Installation

The HTML5 build does not support high scores and might have some bugs. Use the downloadable game for the best experience.

To run the game download Löve for your platform and then open the downloaded .love file with Löve. For Windows you can also download a complete bundle which already includes Löve.

Post Jam Fixes

  • Forgot April in calendar
  • Fix dialog title background
Results
Final results
Overall: 832nd (3.154 average from 28 ratings)
Fun: 982nd (2.75 average from 28 ratings)
Innovation: 477th (3.269 average from 28 ratings)
Theme: 199th (3.923 average from 28 ratings)
Graphics: 838th (3 average from 28 ratings)
Humor: 550th (2.962 average from 28 ratings)
Mood: 925th (2.76 average from 27 ratings)
Metrics
Advanced data on this game
Karma from Feedback given: 23
Ratings given: 17.5
Ratings received: 27.8571
Classic Balance: 86.5253 *
Smart Balance: 1.1271 *
COMMENTS
gatinmnsok's avatar image
by gatinmnsok (@gatinmnsok), published a long time ago

THEY TOOK MY PET SNAKE :@

My tactics were to just take out a bunch of loans at a lowish interest rate and then pay of the bills. But in the end, I was buried under a pile of them.

I also played this game with löve :)

1
nava's avatar image
by Nava (@nava), published a long time ago

Nice entry! But it goes from fun to depressing really fast! hahah At some point I missed a way to pay multiple bills with one click. Good job :)

1
the-shadermaster's avatar image
by the_ShaderMaster (@the-shadermaster), published a long time ago

Great concept! Like the straightforward no-nonsense graphics!

Still feels like it lacking some gameplay elements however :(

1
riker-greenslade's avatar image
by Riker Greenslade (@riker-greenslade), published a long time ago

Nice game! It really clicked for me the first time I got a massive amount of payment notices for the loans I took out - that huge flood of invoices really brings on the panic.

1
corc0's avatar image
by corc0 (@corc0), published a long time ago

This feels too real. Ouch.

Mechanically: stacking the bills the way you did was brilliant. Makes them hard to access/keep track of (much like real bills).

It feels like a complete, working system, which is a big deal in 72 hours. I can’t say it’s fun, but you really did realize your game’s premise in an effective way. Nice!

1
unit684's avatar image
by unit684 (@unit684), published a long time ago

Nice work, I can relate :D

In the WebGL version it was a bit difficult to click on the letter I wanted. Otherwise, I thought the game looked great and played great! I loved the sense of urgency and trying to balance interest rates with paying bills was pretty hectic!

1
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interpol's avatar image
by interpol (@interpol), published a long time ago

The loose is inevitable, like in real life. Cruel!

I would like to see more gameplay features. And is the loan % completely random? If so, a high score is bound to your luck with %.

1
limeniusteam's avatar image
by LimeniusTeam (@limeniusteam), published a long time ago

The most original I have found so far, and probably the one I have played for a longer time. :) From a simple concept you created something very enjoyable. Congratulations! A bit tricky to click on some of the bills sometimes, but that is a minor detail. Well done.

1
profan's avatar image
by profan (@profan), published a long time ago

I love this, I played it locally as well just fetching the löve file…

Depressing indeed, absolutely buried under both loans and bills at a certain point!

Great work though, surprisingly fun, definitely takes the mind off ones own student loans for a while.. ^^

1
rixium's avatar image
by Rixium (@rixium), published a long time ago

Pretty good, and has a sense of strategy. Interesting take on the theme, but some music and sounds would have been great. Cool game.

I made a mistake trying to cheat with more loans. I don’t think it helped. :)

1
oceanosaurus's avatar image
by Oceanosaurus (@oceanosaurus), published a long time ago

Damn it’s hard to be a student on a loan! Pretty cool concept, definitely fits the theme… the bigger the loan the worse it is! Miss some restart button to try again without having to reload the page (unless I’ve missed it!)

1
daul's avatar image
by daul (@daul), published a long time ago

Fun little simulation game! Really puts into perspective how interest adds up and while it may seem like a good idea initially to get more loans to pay off others, the effect is devastating in the future. Nice job!

1
smbe19's avatar image
by smbe19 (@smbe19), published a long time ago

@interpol The interest rate follows a sine curve between 5% and 30%, with some noise added. In my experience the interest rate doesn’t matter at all as the number of bills is what gets you and not the amount of money.

0
josefnpat's avatar image
by josefnpat (@josefnpat), published a long time ago

Whof, without any way to earn money, I just took out loans when they were low, and hoped for the best. Nice job, utterly hopeless!

1
mr-madcat's avatar image
by Mr.MadCat (@mr-madcat), published a long time ago

Interesting idea. I found it a bit lacking from a gameplay persepctive, but I think it does show pretty nicely how devastating loans can be.

1
peachtreeoath's avatar image
by PeachTreeOath (@peachtreeoath), published a long time ago

This is a very creative idea! It kinda reminded me of Papers Please and could have benefited from similarly depressing music and sounds. My only disappointment was not getting to see all the dogs I lost and various other impounds in my frantic bill paying. The popup hell was also a nice touch. You really put a lot of effort into this, Congrats!

2
fluidvolt's avatar image
by fluidvolt (@fluidvolt), published a long time ago

Nice game – very stressful to play! I like the simple graphics and the items they take… did I see a Pet Fly? This would really benefit from just a few sounds – paper shuffling, maybe a ticking clock. Also, it would be cool to see the items that are being taken fly across the screen or something. Maybe for a future version. Good work on this!

1
moski's avatar image
by Moski (@moski), published a long time ago

They took my favorite game and my laptop. But then, my pet fly? You monsters! :(

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For a game with such a simple premise, it got quite addictive. You should really polish this up and aim to get it on mobile devices, where I’m certain that the gameplay is very fitting. Juggling between paying and getting loans was fantastic, and the later game became very frantic. It’s very ponzi to take loans to pay up for earlier ones.

If you do decide to continue with this in the future, consider some slight to feedback for the players. Having the debts display some sort of bar or make them shake as they’re a few seconds to expire would really help the player prioritize. The “Notice” sign is a great step, but in the later game, just a bit more could have been highly appreciated.

Great work on creating a debt perpetuating simulator. Lots of replayability if only to see how many things they can impound. I’ll really miss my pet fly :( In behalf of my team, we’re looking forward to playing your future projects. Just let us know whale

1
somnium's avatar image
by Somnium (@somnium), published a long time ago (edited)

I can’t decide whether I think that the game is funny or bleak. Perhaps it is both.

A frantic clicker game - the “are you sure” prompts, with varying placement of the buttons, added nicely to this. A lot of the difficulty was from having to move the mouse back and forth, so perhaps some more mechanical depth could be added in a later iteration.

The theme was spot on as well.

The graphics were nice and clear, and the pseudo-random text was varied enough to keep up the illusion.

Pay the pile of bills,
spending tomorrow’s money.
No, wait, that’s my dog!

1
andrewmichael's avatar image
by AndrewMichael (@andrewmichael), published 5 years ago

Thank you! Never heard of it before, but I love this kind of thing. In such applications, it is very interesting to spend free time and make self-development, and for writing assignments from college I recommend use https://essayreviewexpert.com/review/edubirdie/ ahead to study real review on EduBirdie, it contains all the most relevant information about this popular and highly rated writing service. Find out more about the best performers and all the functions and features, and then proceed to order written assignments, you can be calm, because everything will be done efficiently and on time. And during this time you can play a game or read something interesting. Good luck!

0
shayne-glover's avatar image
by Shayne Glover (@shayne-glover), published 5 years ago

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0
david90dyson's avatar image
by David90Dyson (@david90dyson), published 5 years ago

Actually, I completely understand you need to have a loan because it can really help you to get some money. Besides, in this case I would like to mention this reliable source https://payday-loans-cash-advance.net/PA/ where you will certainly be able to get what you really need. Just open the link and use this magnificent source in the right way for yourself!

0
abbelun's avatar image
by Abbelun (@abbelun), published 4 years ago (edited)

Wow, this is a cool game. Why haven’t I heard of it before? It would be cool if such games gained popularity among the younger generation. Then I would be sure that our youth is the future. The fact is that modern popular games are mainly used only as an anti-stress and to relax and have fun. In some cases, this is a way of earning money, but not a way of development. There is no semantic load and useful knowledge from such games. Last month, I consulted with Mortgage Advisor Coventry <link /> , but I’m sure I wouldn’t have to consult with a specialist if I played this game. And I would be able to choose my student loan.

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unitedfinances's avatar image
by unitedfinances (@unitedfinances), published 4 years ago

Once you send across your documents, all you have to do is sit back and relax as we instantly approve your request <link /> and transfer funds immediately, which you can receive in as little as an hour or at a maximum of 24 hours, depending on the policies of your bank.

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fishermiller's avatar image
by FisherMiller (@fishermiller), published 3 years ago (edited)

If I had more than t1800 companies sending me bills I would go broke before I paid 10% of them. Pretty fascinating game, but the plot bears little resemblance to real life. If you take only paying bills and loans as a basis, then the student is basically unable to improve his bank rating even when closing his debt accounts. And you have to compete in the game with other students who take out loans? A smart person would have long ago gone to <link /> for a mortgage or loan rather than borrowing every time to get through another month before payday. The gameplay is cool, but it’s hard to play without bonuses. Not only is there enough credit in life, there’s also enough here.

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